Smart Goal Planner
Plan a target amount with SIPs, step-ups, and scheduled lumpsum investments in one flexible calculator.
Advanced Goal Planner
Plan with step-up SIP and lumpsum in specific years. Calculate maturity value, required SIP, or required lumpsum per year.
Total Invested
₹11,32,612
11.33 Lakhs
Est. Returns
₹3,70,239
3.70 Lakhs
Maturity Value
₹15,02,851
15.03 Lakhs
Growth Projection
Smart goal planner: reverse-calculate SIP or lumpsum schedule
This planner supports step-up SIP and year-specific lumpsum contributions. Use it in forward mode to estimate the maturity value, or in reverse mode to estimate the SIP (or lumpsum amount) required to hit a target such as education, a home down payment, or a retirement bridge.
Reverse results are solved numerically, so you may see small rounding differences. Adjust your plan with a small buffer to stay on track.
Disclaimer: Mutual fund calculators use standard compound interest formulas for illustrative purposes only. SIP and step-up SIP projections assume contributions at the start of each period. SWP projections assume withdrawals at the start of each month. Loan EMI calculators use the standard reducing-balance amortization formula and exclude processing fees, insurance, taxes, and lender-specific charges. Actual mutual fund returns vary based on market conditions. Past performance does not guarantee future results. Please consult a qualified advisor before making financial decisions.